Legal Disclaimer

Legal Information, Disclaimer and Copyright

STANDARD INSURANCE CONSULTANTS LIMITED (SICL) is an Insurance/Reinsurance Broker.

THE MATERIAL AND INFORMATION IN THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. SICL DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SICL DOES NOT REPRESENT OR WARRANT THAT ANY OF THE INFORMATION PRESENTED ON ITS WEB PAGES, THIS WEBSITE OR ON THE INTERNET GENERALLY, WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER FROM WHICH IT IS ACCESSED ARE FREE FROM VIRUSES, WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS.

In no event shall SICL be liable for any cost or direct, indirect, special, incidental or consequential damages arising out of or in connection with the use of, or the inability to use this website. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page set up by SICL is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.

INTELLECTUAL PROPERTY

Unless otherwise noted, the graphic images, button, layout, and text contained in this web site sites are the exclusive property of SICL or used with permission and may not be copied or distributed, in whole or in part, without the express written consent of SICL. Permission is granted to print copies of SICL web pages, and to display and use these web pages with a computer solely for personal use.

HYPERLINKS

SICL cannot guarantee that the hyperlinks, pointer or other linking functions (hyperlinks) set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks are developed and possibly maintained by persons over whom SICL has no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, SICL assumes no responsibility for the content of any sites referenced to by any hyperlink or otherwise. SICL believes that making hyperlinks available to publicly accessible web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. You may not provide hyperlinks to this website without prior written consent of SICL.

DATA PROTECTION

SICL is committed to respecting the privacy of your personal information and considering current technology, has taken all reasonable measures to do so. SICL is not obligated to monitor any transmission made through the respective web pages and newsgroups. However, SICL has the right, but not the obligation, to monitor any transmission made to and for this website. SICL may reproduce, use, distribute or disclose information transmitted to this site or collected through the use of this website. You acknowledge that such information shall be deemed to be non-confidential and that your communication may be read or intercepted by others. You acknowledge that no obligation of any kind shall be attached to such information and that by transmitting information, no confidential, contractually implied or other relationship is created between you and SICL.

SOFTWARE QUALITY

SICL does not warrant that any information, software or other material accessible through SICL web pages is free of viruses, worms, Trojan horses or other harmful component. SICL assumes no responsibility and shall not be liable for any, direct, indirect, incidental or consequential damages that result from the use, access to, browsing in or downloading of the any information, data, text, images or other material accessible through SICL web pages, this website or the website of any linked third parties.

SOFTWARE TYPES

SICL reserves the right to block transmittion/receipt of certain file types to maintain the integrity and security of our computer systems.

USER CONDUCT

When accessing or making use of any service provided on SICL web pages you may not:

Post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law.

Post or transmit any information or software which contains a virus, worm, Trojan horse or other harmful component; restrict or inhibit any other user from using the website.

Post, publish, transmit, reproduce, distributor exploit any information, software or other material obtained through SICL web pages for commercial purposes other than expressly permitted.

EMAIL USAGE AND DISCLAIMER

The information contained in electronic communication sent from the sicl.standardinsgroup.com domain and any attachments thereof is confidential and may be privileged.  If electronic communication is either intentionally or inadvertently misdirected to an individual or group other than the indicated recipient, such electronic communication should be deleted.

SICL requests that the sender of misdirected electronic communication be notified of the situation immediately.

Recipients of misdirected electronic communication should not retain copy or use SICL electronic communication for any purpose, nor disclose all or any part of its content to any other person. All messages sent to and from SICL or any associate company may be monitored to ensure compliance with internal policies and to protect our business.  Electronic communications are not secure and cannot be guaranteed to be error free as they can be intercepted, amended, altered, lost or destroyed. Additionally, although SICL takes all reasonable and customary measures to ensure that outgoing electronic communication is free of virus infection, such infection remains a possibility.

Anyone who communicates with us by electronic communication is taken to accept these risks.  The contents of any electronic communication addressed to our clients are subject to our usual terms of business; anything which does not relate to the official business of the company is neither given nor endorsed by it.

UPDATE OF LEGAL INFORMATION

This page is updated and modified from time to time. You should check this page every time you access SICL web pages.

Last update of this page: